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What is a Credit Exposure Calculator?
A Credit Exposure Calculator helps traders, exporters, and importers measure their financial risk exposure to buyers, sellers, or counterparties at any given time. By consolidating outstanding invoices, open contracts, and credit limits, it provides a clear view of how much capital is at risk—enabling safer trade and credit decisions.
How can a Credit Exposure Calculator help you?
How do Credit Exposure Calculators work?
The tool aggregates trade data such as open invoices, pending shipments, outstanding receivables, and approved credit limits. It then calculates net exposure by counterparty or transaction, highlighting situations where exposure exceeds safe or predefined thresholds.
How to use Grains Global’s Credit Exposure Calculator?
Advantages of using Grains Global’s Credit Exposure Calculator
Credit limit utilization shows how much of an approved credit line is already used. High utilization increases default risk and limits flexibility for new trades. Monitoring utilization helps traders avoid concentration risk and maintain healthy cash flow.
Understanding the distinction ensures accurate risk assessment and disciplined credit management.