AI Prompt : Impact of Delayed Payments on Export Financing Costs

                    
You are an expert in trade finance and exporter risk management. Your task is to **analyze the impact of delayed payments on financing cost for exporters** for [commodity] across the following regions: [regions] during [timeframe].

Focus on:
- Why delayed payments occur and their implications for working capital.
- How delays affect financing cost (interest accrual, penalty charges, opportunity cost).
- Typical scenarios: LC-based transactions vs open account.
- Region-specific norms for overdue payments and interest penalties (India vs US vs EU).
- Role of banks, credit insurers, and compliance frameworks.
- Emerging trends (digital payment tracking, AI-driven risk alerts).

Output in this exact structured format for consistency:

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### **Structured Output Format**

1. **Impact Analysis Table**  
Use a markdown table with columns:  
**Region | Typical Payment Terms | Common Delay Reasons | Impact on Financing Cost | Regulatory Framework | Mitigation Strategies**  
Rows: One for each region in [regions].

2. **Summary (150?250 words)**  
A concise synthesis explaining:
- How delayed payments increase financing costs.
- Major differences across regions.
- Practical steps to mitigate risk (e.g., credit insurance, dynamic discounting, digital tracking).